Appraisal services for Holyoke and Hampden County homeowners

Here are the top seven reasons why MA homeowners call on Custom Realty Group Inc.:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a MA property tax assessment
  3. To reduce a monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a MA divorce, when real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Hampden county or MA

Need help deciding the value of your home in or near Holyoke, MA?
Contact Custom Realty Group Inc..

At Custom Realty Group Inc., we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Custom Realty Group Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to remove PMI

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Custom Realty Group Inc. is veterans in helping folks just like you abolish unneeded PMI insurance.

Challenging property tax assessments

If you live in an area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal from Custom Realty Group Inc. is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Custom Realty Group Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Custom Realty Group Inc. can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.